抢劫后，怎么把钱洗干净？
字幕摘录
| 时间 | 英文 | 中文 |
|---|---|---|
| 0:00 | What is money laundering? | 什么是洗钱? |
| 0:01 | Monkey poor. | 猴贫. |
| 0:02 | Monkey can't afford bananas. | 猴子买不起香蕉 |
| 0:04 | Monkey don't know what to do. | 猴子不知道该怎么办。 |
| 0:06 | Huh? | 是吗? |
| 0:08 | Hmmmm. | 垛 |
| 0:09 | Then monkey has idea. | 猴子有办法了 |
| 0:12 | Monkey Rob Bank. | 猴罗伯银行. |
| 0:13 | Uh uh ah ah! | 摆摆摆摆摆! |
| 0:20 | Banana! | 香蕉! |
展开字幕全文（195 条）
| 序号 | 英文 | 中文 |
|---|---|---|
| 1 | What is money laundering? | 什么是洗钱? |
| 2 | Monkey poor. | 猴贫. |
| 3 | Monkey can't afford bananas. | 猴子买不起香蕉 |
| 4 | Monkey don't know what to do. | 猴子不知道该怎么办。 |
| 5 | Huh? | 是吗? |
| 6 | Hmmmm. | 垛 |
| 7 | Then monkey has idea. | 猴子有办法了 |
| 8 | Monkey Rob Bank. | 猴罗伯银行. |
| 9 | Uh uh ah ah! | 摆摆摆摆摆! |
| 10 | Banana! | 香蕉! |
| 11 | лиойк! | |
| 12 | And as you'll see this is our big vault with all the leaves. | 你会看到,这是我们的大金库 和所有的叶子。 |
| 13 | If you look here you can see- | 如果你看这里,你可以看到... |
| 14 | We've been robbed! | 我们被抢劫了! |
| 15 | Now Monkey has many leaves, but Monkey can't just deposit leaves into Monkey Bank account. | 现在Monkey有很多叶子,但Monkey不能只是将叶子存入Monkey银行的账户. |
| 16 | This would be too suspicious. | 这太可疑了 |
| 17 | The Monkey Banks tell Monkey IRS about all unusual activity. | 猴子银行告诉猴子国税局所有不寻常的活动. |
| 18 | So where'd you get all these leaves? | 你从哪弄来的这些叶子? |
| 19 | Oh, you know, around. | 哦,你知道,周围。 |
| 20 | Eh... | 那个... |
| 21 | God dammit. | 该死的 |
| 22 | Also, that's where Monkey stole it from. | 还有 猴子从那里偷来的 |
| 23 | So instead, Monkey buys banana business and adds the stolen leaves to the profits. | 因此,猴子购买香蕉生意,并将偷来的叶子添加到利润中. |
| 24 | This makes Monkey's illegal leaves look legit. | 这使得猴子的非法叶子看起来合法. |
| 25 | Monkey has committed the perfect crime. | 猴子犯下了完美的罪行 |
| 26 | I can't believe I got away with it, too. | 真不敢相信我也能逃过一劫 |
| 27 | I mean, it was almost too easy. | 我的意思是,这几乎太容易。 |
| 28 | Hello, sir, how can I help you today? | 你好,先生,今天有什么需要帮忙的吗? |
| 29 | 哦,shiiiiiiiiiiiiiiiiiiit。 (笑声) 哦,shiiiiiiiiiiiiiiiiiit。 | |
| 30 | Money laundering is what monkey criminals do to clean their leaves. | 洗钱是猴子罪犯为清洗树叶所做的. |
| 31 | Basically make their illegal leaves look legal. | 基本上让他们的非法树叶看起来合法 |
| 32 | It seems wrong. | 这似乎是错误的。 |
| 33 | That's because it's illegal. | 因其非法. |
| 34 | No, I think I'm doing it wrong. | 不 我想我做错了 |
| 35 | They do this not just to hide from monkey police, but something much worse. | 他们这样做不仅仅是躲避猴子警察, 更糟糕的是。 |
| 36 | Monkey tax agents. | 猴子税务员 |
| 37 | But how does money laundering work? | 但洗钱是如何运作的? |
| 38 | Not that I'm gonna do it or anything. | 不是说我要去做到这一点或任何东西。 |
| 39 | I'm just curious, you know, for research purposes. | 我只是好奇,你知道, 为研究目的。 |
| 40 | Uh-huh. | 对 |
| 41 | Money laundering is usually done in three steps. | 洗钱通常分三步进行. |
| 42 | The first step is placement. | 第一步是安置。 |
| 43 | Monkey takes his illegally obtained leaves. | 猴子拿了他的非法所得的叶子。 |
| 44 | Leaves he either stole or made from selling something shady. | 他要么偷东西 要么卖一些肮脏的东西 |
| 45 | Danky Kang. | 邓琪姜. |
| 46 | And puts them into monkey economy. | 让他们进入猴子经济。 |
| 47 | This is to distance the leaves from the crime. | 这是为了远离犯罪 |
| 48 | The second step is layering. | 第二步是分层. |
| 49 | Monkey moves the leaves further from the crime, | 猴子把叶子移到犯罪的地方 |
| 50 | transferring them to multiple monkey bank accounts or multiple monkey businesses. | 转让给多个猴子银行账户或多个猴子企业。 |
| 51 | Monkeys can also hide the leaves by buying monkey property, | 猴子也可以通过购买猴子财产来隐藏树叶, |
| 52 | monkey cars, or monkey artworks. | 猴子汽车,或者猴子艺术品。 |
| 53 | Layering is all about making monkey's leaf trail harder to follow. | 分层就是让猴子的叶子更难追 |
| 54 | The third and final step is integration. | 第三也是最后一步是一体化。 |
| 55 | Monkey's leaves have been put through businesses and assets | 猴子的叶子是靠生意和资产 |
| 56 | and now look like legitimate monkey income. | 现在看起来像合法的猴子收入。 |
| 57 | What? | 你说什么? |
| 58 | They couldn't have stolen these leaves. | 他们不可能偷这些叶子 |
| 59 | They clearly came from monkey's thriving banana business. | 他们显然来自猴子蓬勃发展的香蕉生意. |
| 60 | Monkey's dirty leaves are now squeaky clean. | 猴子的脏叶子现在很干净 |
| 61 | Money laundering is basically deleting your money's search history. | 洗钱基本上删除了你的搜查记录 |
| 62 | Different ways you can launder money. | 你可以用不同的方式洗钱 |
| 63 | This is not financial advice. | 这不是财务建议。 |
| 64 | Please do not do this. | 请不要这样做。 |
| 65 | Hey, I can see you thinking about it. | 嘿,我看得出来你在想什么。 |
| 66 | Don't do it. | 别 |
| 67 | Don't you launder that money? | 你不洗钱吗? |
| 68 | Hey, hey, stop it. | 嘿,嘿,停下来。 |
| 69 | Stop it. | 别说了 |
| 70 | There are many ways monkeys can launder money, hypothetically. | 假想,猴子可以洗钱 有很多方法 |
| 71 | YouTube's not going to be happy with this one. | YouTube不会为这个高兴的 |
| 72 | Ways like cash businesses. | 就像现金生意 |
| 73 | Monkey criminals love to launder money through businesses | 猴子罪犯喜欢通过生意洗钱 |
| 74 | that use mainly physical leaves instead of digital. | 主要使用物理叶片而不是数字叶片。 |
| 75 | Businesses like banana laundromats make it even more difficult for monkey IRS to track. | 香蕉洗衣店等企业使得猴子国税局更难追踪. |
| 76 | Since monkeys pay with cash, | 由于猴子用现金支付, |
| 77 | it's hard to tell exactly how many leaves were spent in a given day. | 很难确切地说 一天花了多少叶子 |
| 78 | Smurfing. | 精灵 |
| 79 | Oh, I know this. | 哦,我知道这一点。 |
| 80 | Smurfing is when you're really good at an online multiplayer game | 精灵是当你真正擅长网络多人游戏时 |
| 81 | and you make a low-ranked account to easily dominate beginners. | 你做一个低级的账户 很容易主宰初学者。 |
| 82 | No, that's called being an asshole. | 不 这叫混蛋 |
| 83 | Smurfing is depositing the illegal leaves in many small transactions | 蓝精灵在很多小交易中把非法的叶子放进去 |
| 84 | instead of one large one. | 而不是一个大的。 |
| 85 | Basically, monkey get 100,000 leaves at once? | 基本上,猴子一次得到10万个叶子? |
| 86 | Suspicious. | 可疑. |
| 87 | Monkey get one leaf 100,000 times? | 猴子得到1万次的叶子? |
| 88 | Less suspicious. | 少为可疑. |
| 89 | Trade-based money laundering. | 贸易洗钱。 |
| 90 | Monkey's banana company sells more bananas than they tell the monkey IRS. | 猴子的香蕉公司销售的香蕉比他们告诉猴子的国税局还要多. |
| 91 | Basically lying. | 基本上说谎 |
| 92 | Okay, let me take a look at this. | 好吧,让我看看这个。 |
| 93 | Huh, only four sales. | 嗯,只有四个销售。 |
| 94 | Must have been a slow year. | 一定是一个缓慢的一年。 |
| 95 | Wait, what's that down the bottom? | 等等,下层是什么? |
| 96 | Oh my God. | 天呐 |
| 97 | Ah, ah! | 摆摆摆摆摆! |
| 98 | Shell companies. | 果壳公司. |
| 99 | Monkey owns a business with no inventory, no employees, | 猴子拥有一个没有库存,没有员工的企业, |
| 100 | not even a physical address. | 连物理地址都没有 |
| 101 | Monkey's business exists totally on paper, | 猴子的生意完全存在于纸上 |
| 102 | which interestingly is perfectly legal. | 有趣的是,这是完全合法的。 |
| 103 | What's not legal, however, | 不过,什么是不合法的, |
| 104 | is when monkey criminals use shell companies to hide their leaves. | 就是当猴子罪犯利用贝壳公司隐藏他们的叶子时 |
| 105 | By setting up shell companies, | 通过建立空壳公司, |
| 106 | monkey criminals can make their leaf trail even harder to follow. | 猴子罪犯会让他们的叶子追上更难 |
| 107 | Hey, where'd you get these leaves? | 嘿,你从哪里得到这些叶子的? |
| 108 | Well, Banana Holdings owns Monkey Corp, | 香蕉控股公司拥有猴子公司 |
| 109 | which owns Jungle Investments, | 拥有丛林投资, |
| 110 | which owns Coconut Incorporated. | 它拥有椰子公司。 |
| 111 | Ugh, forget about it. | 算了,别提了 |
| 112 | Casinos and gambling. | 赌场和赌博。 |
| 113 | Monkey criminal wants to launder his leaves, | 猴子罪犯想洗他的叶子, |
| 114 | but the banana laundromat is too slow. | 但香蕉洗衣店太慢了 |
| 115 | Monkey needs somewhere that moves around lots of leaves very quickly. | 猴子需要一个能绕着很多叶子移动的地方 |
| 116 | Casinos have been used in the past by monkey criminals | 赌场过去被猴子罪犯使用过 |
| 117 | to disguise moving lots of illegal leaves. | 伪装出许多非法的叶子 |
| 118 | This casino's pretty cool. | 这家赌场很酷 |
| 119 | Wait, where am I? | 等等,我这是在哪? |
| 120 | Oh no, luxury assets. | 哦,不,奢侈的资产。 |
| 121 | Monkey criminals can hide their leaves in different assets. | 猴子罪犯可以把叶子藏在不同的资产中. |
| 122 | Things like banana cars, | 香蕉车之类的东西, |
| 123 | banana property, | 香蕉财产, |
| 124 | banana jewelry, | 香蕉首饰, |
| 125 | or banana artwork. | 或香蕉艺术品。 |
| 126 | Isn't this literally just a banana taped to a wall? | 这难道不是只把香蕉绑在墙上吗? |
| 127 | Yes, and it's worth 6.2 million leaves. | 是的,它的价值620万叶。 |
| 128 | What the hell? | 什么情况? |
| 129 | Oh my God! | 天呐! |
| 130 | Cryptocurrency. | 密码货币 |
| 131 | Some monkey criminals think moving their stolen leaves into crypto will hide them better. | 一些猴子罪犯认为,把偷来的叶子移到密码里会把叶子藏得更好. |
| 132 | Of course it will. | 当然会 |
| 133 | It's the dark web, the internet, the cloud. | 黑网 网易 云. |
| 134 | Nobody can trace crypto. | 没人能追踪密码 |
| 135 | Actually, everybody can trace it. | 实际上,每个人都可以追踪它。 |
| 136 | That's kind of the whole point of cryptocurrency. | 这就是密码货币的要点。 |
| 137 | Yeah? | 是吗? |
| 138 | Well, money mules. | 钱骡子 |
| 139 | These are when monkey criminals use other monkeys' bank accounts to move their leaves. | 这些是猴子罪犯利用其他猴子的银行账户移动其叶子的时候. |
| 140 | Some mules know they're helping monkey criminals launder their leaves, | 有些骡子知道他们在帮猴子罪犯洗树叶 |
| 141 | and some are tricked by online scams. | 有些人被网络骗局骗了 |
| 142 | How the IRS detect money laundering. | 国税局如何侦测洗钱活动. |
| 143 | So, basically what to look out for? | 所以,基本上,什么是值得注意的吗? |
| 144 | No, that's not what I'm saying. | 不,我不是这个意思 |
| 145 | Sure, wink wink. | 当然,眨眼 |
| 146 | They have several ways, like | 他们有几种方法,比如 |
| 147 | CTRs or currency transaction reports. | CTR或货币交易报告。 |
| 148 | If monkey deposits 10,000 or more leaves at once, IRS monkeys check it out. | 如果猴子一次沉积1万或更多叶子,IRS猴子会检查. |
| 149 | SARs or serious activity reports. | 安全报告或严重活动报告。 |
| 150 | If monkey deposits just under 10,000 leaves in many transactions, IRS monkeys check it out. | 如果猴子在很多交易中 沉积了不到一万个叶子, 国税局的猴子会检查出来。 |
| 151 | Form 8300. | 8300号表格。 |
| 152 | If monkey business receives more than 10,000 leaves at once, IRS monkeys check it out. | 如果猴子生意一次收到1万多片叶子,IRS猴子会检查. |
| 153 | Lifestyle audits. | 生活方式审计。 |
| 154 | If monkey's lifestyle isn't matching up with his reported income, IRS monkeys check it out. | 如果猴子的生活方式与其报告的收入不符,国税局的猴子会检查. |
| 155 | Data analytics. | 数据分析. |
| 156 | Basically, IRS monkeys use computers, tax records, corporate filings, yada yada yada, | 基本上,国税局猴子使用计算机,税务记录, 公司档案,yada yada, |
| 157 | and if something doesn't add up, they check it out. | 如果有什么不对劲 他们就会查清楚 |
| 158 | Unreported illegally gained income. | 未报告的非法收入。 |
| 159 | Okay, this one is actually crazy to me. | 好吧,这个对我来说其实是疯了。 |
| 160 | Believe it or not, even if monkey earns leaves illegally, | 信不信由你 即使猴子非法离开 |
| 161 | the IRS still expects monkey to pay taxes on them. | 国税局仍然期望猴子对他们纳税。 |
| 162 | They don't require monkey to write bank robbery on monkey's tax return. | 他们不需要猴子在猴子纳税申报表上写银行抢劫. |
| 163 | That would violate the Fifth Amendment, specifically self-incrimination. | 这将违反第五修正案,特别是自证其罪。 |
| 164 | But lying about the income or hiding it altogether can land monkey in serious trouble. | 但谎报收入或隐瞒收入 可能让猴子陷入严重困境 |
| 165 | Instead, monkey has to report the illegal leaves under other income. | 相反,猴子必须在其他收入下报告非法叶子。 |
| 166 | A famous example is monkey gangster Ape Capone. | 一个著名的例子是猴子黑帮猿卡彭. |
| 167 | He was allegedly involved in bootlegging, extortion, bribery of police, | 据称他参与盗窃、勒索、贿赂警察, |
| 168 | witness intimidation, assault, and running a crime enterprise. | 证人恐吓、殴打和经营犯罪企业 |
| 169 | But he was only ever convicted of tax evasion | 但是他只被判逃税 |
| 170 | because he didn't report the income from being a monkey crime boss. | 因为他没有报告 作为猴子犯罪老板的收入。 |
| 171 | Which leads into the next part of the video. | 视频的下半部分 |
| 172 | Fun facts about money laundering. | 有关洗钱的有趣事实。 |
| 173 | In the 1920s, Ape Capone owned laundries and used them to clean some of his money, | 在20世纪20年代,猿卡彭拥有洗衣店 并用它们来清理他的一些钱, |
| 174 | which is where the term money laundering comes from. | 这就是洗钱一词的来源。 |
| 175 | Money laundering is estimated to account for roughly 2-5% of global monkey GDP each year. | 据估计,每年洗钱约占全球猴子国内生产总值的2%至5%。 |
| 176 | Monkey criminals often prioritize making their leaves appear legitimate over simply hiding them, | 猴子罪犯往往把把把叶子藏起来 放在优先位置 |
| 177 | which means criminals often aren't as worried about police as they are about monkey tax agents. | 也就是说罪犯往往不像猴子税务员那样担心警察 |
| 178 | Well, looks clean to me. | 看起来很干净 |
| 179 | The cops didn't find the money. | 警察没找到钱 |
| 180 | It's not them I'm worried about. | 我担心的不是他们 |
| 181 | I think he left. | 我觉得他走了 |
| 182 | It's tax time! | 课税时间到了! |
| 183 | Money laundering is often the first step to discovering the underlying crime. | 洗钱往往是发现基本犯罪的第一步。 |
| 184 | Basically, where there's smoke, there's fire, and where there's peel, there's banana. | 基本上,有烟的地方有火,有皮的地方有香蕉. |
| 185 | And where there's a monkey explaining money laundering, | 还有一只猴子解释洗钱 |
| 186 | there's a monkey watching a video explaining money laundering. | 有只猴子在看一段解释洗钱的视频 |
| 187 | So, for any monkeys thinking of doing this, | 所以,对于任何猴子 想这样做, |
| 188 | remember the first step in money laundering is illegally obtaining a large amount of leaves, | 记住洗钱的第一步是非法获取大量假期, |
| 189 | which is not something you'll learn to do in a YouTube video. | 这可不是你在YouTube视频里学的 |
| 190 | I hope. | 我希望这样 |
| 191 | And remember, | 记住, |
| 192 | Apes. | 猿类. |
| 193 | Together. | 合为一体. |
| 194 | Strong. | 坚固. |
| 195 | If monkeys want to learn more about money, check out these videos. | 如果猴子想多学点钱,看看这些视频. |
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